a couple from an urban area in the Midwest, ages 38 & 33, married for 8 years with two young children, aged 6 and 3. She (38) is a lawyer working for the state and he (33) is a data scientist. Their accumulated net worth is 92nd percentile for their age group. The composition of their net worth is 50% in retirement accounts, 29% in real estate (home and investment property), 7% in taxable brokerage, 7% in cash, 5% in 529s and 3% in an HSA.

Their combined annual income is ~$280,000, including salaries and his bonus. She is a lawyer working for the state in the mid-part of her career, and he is a data scientist in the earlier part of his career.