Organization - A 33-year-old mother of two, working as a corporate professional ($128,000 salary, $266,000 HHI with her husband), who just revisited their finances after a two-year milestone. In the past year, she’s made big personal finance moves: paid down $27K in student loans, increased retirement balances, and ensured she’s now on the house deed and has a family trust in place. The household’s assets include nearly $540K in retirement and HSAs, $400K home equity, $54K in savings, and $42K in investments/529s. She budgets meticulously, juggles medical bills, dance classes, and daycare for her kids, and battles expensive weeks. Together, the couple have reached millionaire status but keep a laser focus on debt payoff, family security, and cost-of-living control.