$150,000 net worth (age 29)

$150,000 net worth (age 29)

"Resilience" - A 29-year-old defense industry analyst in New London, CT, earning $70,000 (plus overtime), lives frugally with her boyfriend and his family paying just $350/mo for groceries and WiFi. Assets ($150,000) are split: $58K in crypto, $84K in retirement accounts, $9K in physical silver (emergency fund), and $700 in gold. Her net worth is 77th percentile for her age. No student debt thanks to a scholarship and parent help. Health eats a big chunk: $500/mo for out-of-network naturopathic care for Hashimoto’s, which she feels is worth it for her well-being. She invests aggressively, saves, and works to balance risks after burning out from holding three jobs during COVID to chase FIRE. Most daily expenses are low with help from parental and boyfriend support. Though she feels guilt about subsidized living, she’s grateful, reflects on pacing herself, and invests heavily in health and happiness.
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  “If you are wondering about my high net worth… during Covid I became a huge avid fan of the FIRE movement and worked 3 jobs. I invested most of the money… It was hell and I don’t recommend it. I’m no longer FIRE because the stress from that time led me to my autoimmune disease. Now I regret it and wish I had just worked one job.”

TAKE-AWAY:
Wealth and ambition mean little if you burn out your health. The journey is personal so pace yourself and let your net worth serve your well-being, not the other way around.

 

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