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$201,000 net worth (Age 28)
"Consistency" - At 28 years old, still in the same remote role and earning a “modest” income ($73K–$78K), she reached a $201K net worth (82nd percentile for her age). She started with a $100K milestone at 26, then doubled it in just two more years which she credited to steady raises, cost-of-living moves, careful expense control and saving ~$1K per month. No major windfalls, no job hopping, no bonuses, just methodical savings and patient “time in the market.” A recent $6,000 European trip provided some balance, and her only debts are car and student loans.
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“No major raises or job switches to increase income, but receiving steady raises which is helping. Time in the market is doing its thing. Hope to hit $300k while I’m 30, but who knows with all the bs in the world. Keep on!”
TAKE-AWAY:
Small actions, taken consistently like setting aside $1,000/month and riding out market swings will compound faster than most people realize. You don’t need a big break or a huge salary to make progress; just keep going, automate your habits, and measure progress in years, not weeks.
More Net Worth Stories:
https://tenwilsons.substack.com/