Introspection - A 34-year-old associate director of communications living solo in Columbia, Missouri, earning $83,000/year. After a breakup, she’s navigating personal finance alone, balancing long-term security and present-day joy while debating whether to become a single mom. Her net worth (76th percentile for her age) is built from a fully funded emergency fund ($20K), over $174K in combined retirement and investment accounts, and a condo with $365K in home equity. Thanks to parents who paid for college, she’s debt-free and prioritizes maxing out retirement accounts, building an investment portfolio, and giving to causes like her church and foster care outreach though she also loves splurging on good meals and travel.