Alignment - A single 50-year-old woman, recently financially independent with $6.6M net worth (97th percentile), is recalibrating her next chapter. Her assets are spread across index funds, bond funds, a rental property, cash, and some private investments, while she budgets conservatively for medical costs and travel. Even with her secure position, she’s seeking advice on tax-efficient decumulation and wonders how to align her spending, giving, and future plans with her values. The forum gently nudges her to design her drawdown strategy intentionally and use her wealth to create greater happiness and impact.