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$9,200,000 net worth (age 49)
Transition - A 49-year-old AI professional, after three decades of grinding and family responsibilities, is facing an unplanned exit. With $5.4M in equities, $1.7M in rental properties, $2M in their primary home, and historic earnings as high as $620K (plus $400K from their spouse), they find themselves unexpectedly weighing a layoff package and RE at a VHCOL lifestyle (~$300K spend). Despite having dreamt of this day, the emotion is bittersweet: relief at escaping a toxic career but unexpected sadness and loss of identity now that the reality of “being unwanted” by a company has hit. Support from family helps, but there’s a sense of needing to process feelings and design the next phase of life with intention.
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“Perhaps, after working for 30 years, I still have a strong identity attachment of being the one who brings back a paycheck and carrying financial burden... Is this normal reaction or do I need to see a therapist?”
TAKE-AWAY:
Even with maximum financial security, the leap to true independence can trigger grief, confusion, and self-reinvention. To thrive post-FIRE, process the loss and intentionally build new chapters as identity, meaning, and excitement don’t come automatically, even when the finish line seems massive.
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